Posts Tagged ‘plan’

Women Fitness & Health Problems

Posted by doc on January 6th, 2010

For those of you who are unfamiliar with this indoor cycling exercise, I’ll try and explain it a bit. Indoor Cycling is an aerobic exercise that takes place on a specially designed stationary bicycle called a spinning bike. In a class of other stationary cyclists, you pedal while motivating music plays and an instructor talks you through a visualization of an outdoor cycling workout.

When you think about losing weight and getting in shape, are you focusing on the past or are you looking to the future? Concentrating on failures of yesterday cannot change anything. No one has the power to alter the circumstances that took place previously. Nor can we predict the future. However, what we do today has a great impact on what will take place tomorrow. (more…)

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Pregnant and without Health Insurance?

Posted by doc on January 4th, 2010

Home Finance Insurance Pregnant and without Health Insurance?
Pregnant and without Health Insurance?

Naturally, the ideal time to plan for maternity expenses is before you become pregnant. The whole concept of health insurance is to plan ahead, to have medical coverage for potential future events. Not that it is impossible to obtain health insurance for maternity expenses after you become pregnant, but it is much more difficult to get maternity health coverage once baby is on the way.
Health insurance companies look at pregnancy as a “pre-existing condition.” If a woman applies for health insurance that covers maternity after she becomes pregnant she will be using healthcare dollars, without having paid her share of premiums to cover the expense. That of course defeats the reason insurance works. (more…)

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Health Insurance Checklist for the New Year

Posted by doc on January 3rd, 2010

Have you compared rates in the past Year?

New plans are introduced all the time and if you’re healthy you may be able to reduce your monthly premiums. If you consider a higher deductible plan, be sure you can afford the deductible in case of an accident or illness.

Are you paying for benefits you don’t need?

Guys, you don’t need maternity coverage! Ladies, you don’t either if you are past your child bearing years! If you’re paying for benefits you don’t use (like maternity or chiropractic care), you might save money with a plan that excludes those benefits.
On the other hand, if you’re paying too much out of pocket for recurring medical services (like prescriptions or checkups), consider a plan that adds these benefits.

Can you save by mixing and matching health plans? (more…)

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